Debt Collection Attorney in Brandon
Uncollected debts harm your business bottom line. Curry Law Group pursues debt collection while maintaining FDCPA compliance.
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Debt Collection Process
Collection begins with demand letters, continues through negotiation, and proceeds to litigation if necessary. We pursue claims for principal, interest, late fees, court costs, and attorney's fees when authorized.
FDCPA Compliance
Federal Fair Debt Collection Practices Act limits collection activities. We ensure compliance with contact restrictions, cease and desist requests, and prohibitions on harassment. Violations can result in damages claims.
Obtaining Judgments
We file collection lawsuits, obtain judgments, and pursue post-judgment collection remedies including garnishment, levies, and liens. Judgment collection is often more effective than demand letters alone.
Debtor Defenses
Debtors may claim statute of limitations expiration, discharge in bankruptcy, payment, or validity disputes. We overcome these defenses through documentation and legal arguments.
Frequently Asked Questions
How long can I collect a debt? Generally 5 years in Florida from the last payment (statute of limitations). Actions after this period may face statute of limitations defenses. Can I collect interest? Yes, unless the debt is unlicensed lending. Interest rate depends on contract terms. What is post-judgment collection? Remedy remedies including bank levies, wage garnishment, and property liens to collect unpaid judgments.
Contact Curry Law Group Today
For debt collection, Curry Law Group pursues your claims effectively. Call 813-653-2500 for a consultation.
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Key Legal Terms
Important Civil Litigation Terms
Understanding these terms can help you make informed decisions about your case.
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The defendant's written response to a complaint, admitting or denying each allegation and raising any defenses or counterclaims. It must be filed within a set time after service.
Read full definitionArbitration
A binding decision made by a neutral third party instead of a judge or jury. The parties agree in advance to accept the arbitrator's ruling, which can be faster and more private than a trial.
Read full definitionBreach of Contract
A failure, without legal excuse, to perform any promise forming part of a contract. The non-breaching party may sue for damages or to compel performance.
Read full definitionBusiness Partner Dispute
A business dispute where a partner, member, or shareholder claims the company or another owner harmed their interests. Florida law provides remedies such as buyouts, accounting, or dissolution.
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The evidence and arguments each side presents to the judge or jury to win the case. A strong presentation clearly explains what happened and why the law supports your side.
Read full definitionClass Action
A lawsuit in which one or more plaintiffs sue on behalf of a larger group with similar claims. A court must certify the class before it can proceed as a class action.
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Top-Asked Questions
First, do not ignore the lawsuit. Respond to the complaint within 20 days in Florida or you risk a default judgment. Do not post about the case on social media or discuss it with anyone but your attorney. Contact us immediately so we can assess the claim, gather evidence, and develop a defense strategy.
Litigation typically involves: pleadings (filing claims and responses), discovery (exchanging evidence), motions, mediation, and trial if necessary. This process can take 1-3+ years depending on complexity and court schedules. Early case assessment helps predict timeline and costs.
Yes. Most civil cases settle through negotiation or mediation before trial. Settlement gives you certainty, avoids trial costs and risks, and provides faster resolution. However, settlement is voluntary—you're never forced to accept an offer you don't like. We negotiate aggressively to reach fair settlements.
You can recover compensatory damages (actual losses like property damage, lost income) and sometimes punitive damages (to punish wrongful conduct). You may also recover attorney fees and court costs in certain cases. The specific damages depend on the claim type and contract/statute language.
Discovery is the process where both sides exchange documents, answer written questions (interrogatories), and give testimony (depositions). You must answer truthfully. Certain information is privileged (attorney-client communications). We guide you through discovery and protect your rights and confidential information.
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