Insurance Disputes Attorney in Brandon
Insurance companies sometimes deny legitimate claims. Curry Law Group pursues insurance disputes and bad faith claims.
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Insurance Claim Denials
Insurers must pay valid claims under policy terms. Denials based on policy exclusions or non-coverage must be justified. Bad faith denials without proper investigation can result in extra-contractual damages.
Bad Faith Insurance
Insurers owe policyholders a duty of good faith and fair dealing. Refusing to pay without investigation, misrepresenting policy terms, or unfounded denials constitute bad faith. Bad faith claims can result in punitive damages.
Underpayment Claims
Insurers must pay claimed losses up to policy limits. Underpayment through undervaluation, failure to inspect, or narrow interpretation of coverage justifies litigation.
Coverage Disputes
Disputes arise over whether incidents fall within coverage. We interpret policy language, examine endorsements, and argue coverage positions before courts if necessary.
Frequently Asked Questions
What is bad faith insurance? Unreasonable denial of valid claims, failure to investigate, or misrepresentation of policy terms. Can I recover punitive damages? Yes, for bad faith claims where the insurer's conduct was reckless or intentional. What is an appraisal clause? Mechanism to resolve coverage or amount disputes by having independent appraisers determine the issue.
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For insurance disputes, Curry Law Group pursues your claims aggressively. Call 813-653-2500 for a consultation.
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Key Legal Terms
Important Civil Litigation Terms
Understanding these terms can help you make informed decisions about your case.
Answer
The defendant's written response to a complaint, admitting or denying each allegation and raising any defenses or counterclaims. It must be filed within a set time after service.
Read full definitionArbitration
A binding decision made by a neutral third party instead of a judge or jury. The parties agree in advance to accept the arbitrator's ruling, which can be faster and more private than a trial.
Read full definitionBreach of Contract
A failure, without legal excuse, to perform any promise forming part of a contract. The non-breaching party may sue for damages or to compel performance.
Read full definitionBusiness Partner Dispute
A business dispute where a partner, member, or shareholder claims the company or another owner harmed their interests. Florida law provides remedies such as buyouts, accounting, or dissolution.
Read full definitionCase in Chief
The evidence and arguments each side presents to the judge or jury to win the case. A strong presentation clearly explains what happened and why the law supports your side.
Read full definitionClass Action
A lawsuit in which one or more plaintiffs sue on behalf of a larger group with similar claims. A court must certify the class before it can proceed as a class action.
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Top-Asked Questions
First, do not ignore the lawsuit. Respond to the complaint within 20 days in Florida or you risk a default judgment. Do not post about the case on social media or discuss it with anyone but your attorney. Contact us immediately so we can assess the claim, gather evidence, and develop a defense strategy.
Litigation typically involves: pleadings (filing claims and responses), discovery (exchanging evidence), motions, mediation, and trial if necessary. This process can take 1-3+ years depending on complexity and court schedules. Early case assessment helps predict timeline and costs.
Yes. Most civil cases settle through negotiation or mediation before trial. Settlement gives you certainty, avoids trial costs and risks, and provides faster resolution. However, settlement is voluntary—you're never forced to accept an offer you don't like. We negotiate aggressively to reach fair settlements.
You can recover compensatory damages (actual losses like property damage, lost income) and sometimes punitive damages (to punish wrongful conduct). You may also recover attorney fees and court costs in certain cases. The specific damages depend on the claim type and contract/statute language.
Discovery is the process where both sides exchange documents, answer written questions (interrogatories), and give testimony (depositions). You must answer truthfully. Certain information is privileged (attorney-client communications). We guide you through discovery and protect your rights and confidential information.
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